Ask a Dentist

November 13, 2023

Why Does My Dentist Care About My Insurance Resetting?

Person sitting on the couch smiling at a laptop sitting on their knees

As the year winds down, it's important to think about your dental health alongside other holiday preparations. In Manitoba, a lot of people have dental insurance to help cover any dental treatments. Using your dental benefits before the end of the year can help you keep your teeth in good shape and save you money in the long-run. So, let’s talk about maximizing your dental benefits before year-end.

One of the most critical reasons to use your dental insurance before the year ends is that most dental plans don't allow benefits to roll over into the next year. If you don't use your benefits, you essentially lose them. This means that the money you've paid into your insurance throughout the year won't provide any benefit in the following year. Using your dental insurance wisely can really help your teeth and pocketbook.

Preventative Dental Care is Essential

Cleanings, checkups, and X-rays, which are all part of preventive dental treatments, are typically covered at low or no cost by dental insurance, depending on your provider. By arranging these appointments before the end of the year, you can address any concerns before they become more serious and costly. Not only scheduling your hygiene appointments now better for your overall oral care, it’s also good for your wallet!

Address Problems Before They Arise

If you have been putting off getting the dental care you need or have an outstanding treatment plan, now is the time to book as most dental treatment is covered by your insurance. You can save a lot of money on necessary dental work like fillings, root canals, crowns and orthodontics by using your dental insurance benefits before the end of the year.

For those who have been following a comprehensive dental treatment plan, taking advantage of your dental insurance benefits before the end of the year can assist you in achieving your treatment goals and following your dentist's advice.

Schedule Your Appointments In Advance

It’s true, dental practices tend to get busier towards the end of the year for this very reason! By planning ahead and scheduling appointments in advance, you can avoid any busy periods and ensure that you get appointments at times that are convenient for you.

Another tip is to book your hygiene appointments when you’ve finished an appointment, that way you’re a step ahead and don’t have to worry about rushing. We’ll send you a reminder before your appointment so you can keep tabs on it, and if you do need to change an appointment time, remember that we need to know at least 24 hours in advance.

How Do I Know What I’m Covered For?

Insurance policies can be confusing when you’re reading your coverage plan. To find out what your dental insurance plan covers, begin by reviewing your policy documents for specific information given to you by your insurance provider. Often times, you’ll get a summary of benefits, which can give you some great basic information about your coverage.

If you have any questions about your dental coverage, make sure to speak to your company representative or contact your insurance provider directly. They’ll be able to tell you exactly when your insurance resets, what your coverage is, how much you have left on your dental benefits plan to spend and what your deductibles are (if any). It's also important to note that dental insurance plans may vary annually, with potential changes to coverage, deductibles, and copayments, depending on your insurance and provider. So make sure you have a full understanding of your benefits and any changes so you can get the most out of your insurance.

And that is why we care about your dental insurance. You, our patients, are our top priority and that means more than just looking at your teeth. If you can spend a bit less on your dental treatment, please do and use up your benefits before they reset. Book your and your family’s next dental checkup today at either of our conveniently located Winnipeg dental clinics and use your insurance coverage before you lose it!

Book Your Next Dental Appointment Today

Maybe it's time for your and your family's regular checkup and cleaning, you have a toothache or you need to get your treatment plan going - whatever the reason, we're here to help you get your confident smile. Whether you're a new patient or a returning friend, we can't wait to see you at your next appointment at either of our Winnipeg clinics!

Book Now